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Ensure Safe Payments with High Risk Merchant Services in the USA

by Nala Samir
2 years ago
in Services
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Ensure Safe Payments with High Risk Merchant Services in the USA
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Before we talk about high risk merchant services, it makes sense to understand what are high risk businesses and why? In a nutshell, high-risk businesses are considered financially unpredictable, vulnerable to chargebacks& refunds, or may pose potential loss to the service providers as well as the banks. When partnering with a merchant, the merchant processor, merchant account provider, or acquiring bank typically provide the merchant with the software, credit card/debit card processing equipment, and services required to move payment funds from the cardholder’s (buyer’s) bank to the merchant’s (seller’s) bank. The merchant service providers interact with the banks and credit card providers on behalf of the merchant as the process entails settlement and authorization process wherein multiple parties are involved. The high risk merchant account providers in the USA ensure that the process and fund transfers are fully secured and safe and that the merchant or the buyers are able to fearlessly send & receive payments, respectively.

Most ecommerce and other online businesses that involve recurring payments through credit/debit cards fall in this category. Having a high risk merchant account instills confidence and trust among buyers as they are able to make 100% secure payments and shop from your business. High risk merchant account providers in the USA such as Payment USA can help you boost your credibility among your potential customers, increase your sales, and multiply your revenues by offering highly reliable and proven high risk merchant services.

Keep your business going even when there’s no internet!

The convenience and ease of online shopping and other services makes us think what if we don’t have internet connection one day? How would you order food online or shop for groceries, book movie tickets, and do countless other things that make life easier for you and your loved ones? As a merchant, you might wonder if MOTO still works when everything is online these days? The answer is, yes it does!

MOTO or the Mail Order/Telephone Order is a type of “card not present” payment option where a buyer can shop for goods/services and pay for them through mail or over the telephone. MOTO credit card payment is an excellent option for the merchants who makes significant use of telemarketing/catalogs for their business, work from home, accept orders for their bakeries and other food delivery services, etc. Despite most customers relying on the internet for shopping, paying bills, managing accounts, etc., phone credit card processing hasn’t gone obsolete yet.

As a merchant, you must offer flexible options of payment to your customers and MOTO credit card payment lets you add more convenience and ease to your customers who probably aren’t as internet-savvy as others. So, keep your business open to all customers – whether they shop online or through MOTO. Each customer counts and each transaction adds to your sales & revenues. MOTO credit card payment system is very useful to cater to the customers (who are reluctant about sharing their sensitive card information on the internet). With electronic frauds becoming so prevalent these days, MOTO credit card payment systems can help you ensure safe and secure shopping for your customers who don’t really prefer the online method of paying and shopping.

MOTO payment processing is very convenient and yet highly reliable for customers who want to make secure payments. It is also a great option for merchants who really want their sales to increase while keeping their costs low (as sometimes online processing may not be within their budget or means.)

With Payment USA, you can open your high risk merchant account in the USA or get a MOTO credit card payment system in place. Connect with us to get started!

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